Search found 22 matches

by Roman Empire
Sun Oct 22, 2017 1:55 am
Forum: iDeCo
Topic: Rakuten iDeCo--only 27 funds?
Replies: 4
Views: 875

Re: Rakuten iDeCo--only 27 funds?

Agree. SBI has a very diverse fund lineup for iDeCo.
by Roman Empire
Tue Oct 17, 2017 3:01 am
Forum: General
Topic: British - Living in Japan (Opening a trading account)
Replies: 22
Views: 5545

Re: British - Living in Japan (Opening a trading account)

If you scroll over to the ETF tab on their website, do a search and filter the result by company you will see SBI offers 67 Vanguard ETFs. Hope this helps!
by Roman Empire
Sat Oct 14, 2017 9:25 am
Forum: Stock market investing
Topic: Nerd's comparison of MSCI Kokusai funds and ETF
Replies: 5
Views: 1005

Re: Nerd's comparison of MSCI Kokusai funds and ETF

There are many ways to build your portfolio. It’s fine to compare the Nissay fund that tracks the MSCI Kokusai index directly with ETFs as broad as VT as long as you realise they offer different exposures. For example, if you select the Nissay fund you may decide you still want to get some exposure ...
by Roman Empire
Sat Oct 14, 2017 6:50 am
Forum: Stock market investing
Topic: Nerd's comparison of MSCI Kokusai funds and ETF
Replies: 5
Views: 1005

Re: Nerd's comparison of MSCI Kokusai funds and ETF

The Nissay index fund follows the MSCI Kokusai index. It tracks over 1,300 large and mid cap shares across over 20 developed markets excluding Japan. In comparison, the Vanguard Total World Stock ETF (VT) tracks over 7,500 stocks from about 50 developed and emerging markets including Japan. So it of...
by Roman Empire
Fri Oct 13, 2017 5:14 am
Forum: Stock market investing
Topic: Rakuten Vanguard ETF Funds
Replies: 39
Views: 8724

Re: Rakuten Vanguard ETF Funds

The funds should be offered through SBI Securities and Monex Securities as well.

https://www.vanguardjapan.co.jp/retail/ ... elease.htm
by Roman Empire
Fri Oct 13, 2017 12:49 am
Forum: Stock market investing
Topic: Rakuten Vanguard ETF Funds
Replies: 39
Views: 8724

Re: Rakuten Vanguard ETF Funds

Rakuten does charge extra on top of the expense ratios for the ETFs. In the case of these two funds, the company charges 0.1296% (0.12% plus consumption tax) on top of the ETF expense ratios, which are 0.04% for VTI and 0.11% for VT. The fund that invests into VTI comes with total fees of 0.1696% an...
by Roman Empire
Thu Oct 12, 2017 12:45 pm
Forum: Stock market investing
Topic: Rakuten Vanguard ETF Funds
Replies: 39
Views: 8724

Rakuten Vanguard ETF Funds

Rakuten Group has just announced that they have launched new funds that invest Vanguard ETFs. They have launched one fund that invests in VT and another one that invests in VTI. It doesn't seem like a bad deal to invest in those ETFs from Japan through the funds because the company does not charge a...
by Roman Empire
Thu Oct 12, 2017 12:28 pm
Forum: Stock market investing
Topic: Is this a bad idea?
Replies: 4
Views: 782

Re: Is this a bad idea?

It seems like a risky bet because of potential currency fluctuations, the unstable political climate in Brazil and other unforeseen upheavals. I don't think the sales rep or securities company deserves to earn such a huge upfront sales fee for recommending a risky fund such as this one. In Japan, mo...
by Roman Empire
Mon Aug 28, 2017 1:14 pm
Forum: Insurance
Topic: Life Assurance?
Replies: 6
Views: 2285

Re: Life Assurance?

I'm not sure what taxes apply if money is paid out to a beneficiary because the person who took out a life insurance policy dies. If someone claims money from a shushin hoken after completing their insurance term, the fee amount and part of the returns seem to be tax free, according to Lifull. The t...
by Roman Empire
Mon Aug 28, 2017 11:55 am
Forum: Insurance
Topic: Life Assurance?
Replies: 6
Views: 2285

Re: Life Assurance?

Life insurance products are quite popular in Japan. They are calculated based on your age. If you're thinking about taking out a policy it would likely become more expensive on your birthday. Broadly speaking, companies offer two types of life insurance policies: For one type, called kakusute, you l...