RetireJapan

Just found a payslip so I could do the calculation, I'm currently paying around 18% of pre-tax income for our rent on a 2LDK in downtown Hiroshima. The wife and I are considering building a house, but that will depend on whether we can get the land her parents currently live on. At that point, I wil...

My problem with moneyforward was that the UI is atrocious, and it was quite pushy about it's paid premium service. As for the pension, if that is referencing the national pension, I don't really care about checking that, but otherwise all my other banks, investments, and even ideco are linked up to ...

From what I've read, it can be a real hassle in Japan. You are buying the house and the land, but not the contents, so if you just go and throw out whatever is in the house when you buy it, you can be sued by the previous tenant. So you need to carefully document everything in the house, then move i...

After I bought my iPhone X I have been trying to do as much on credit card as I can. Pretty much all of my conbini purchases are done through Apple pay or quickpay (using my iphone) and I added my suica card. Moneytree on the iphone also has force tap to open a shortcut to keep track of cash transac...

jcc, as far as I understand it, dividends are taxed when they are given out. So for non-residents outside of the US, 30% will be withheld. Meaning if you are holding, say, a vanguard ETF world ETF, all of the total dividends paid out will have tax withheld. Where as if you buy a similar word ETF dom...

I also can't find anything about these Rakuten funds on Vanguard's page: https://www.vanguardjapan.co.jp/retail/investment-products/fund-of-funds.htm Sounds like Rakuten are just wrapping the funds up themselves, possibly not an official partnership? They have press releases talking about starting ...

I keep mine in a 2-week term deposit at Shinsei. It gets slightly better interest rates (although it's still absolutely crap), it also has the benefit of bumping me up to a higher customer level, giving me more free transfers. While it means the money is not instantly accessible, I'm sure I can hold...

How do you figure out your limit? My Japanese brother in law looked into it for me and told me my salary was too low! You can use this site to calculate how much you can donate. The table at the top of the site show a quick overview of the soft caps, and then you can use the calculator to work it o...

I think the main thing for me is that it felt like I was doing additional shopping instead of buying things I would buy normally. There's nothing I particularly need/want so it just feels like a bit of a waste of time. If you like it though, take advantage before they scrap the system! :D I definit...

Decided not to bother! Tried it last year, but I think I'm too lazy to do the paperwork ;) Too lazy to fill in a few places on a page and send it back in the pre-addressed envelope? That certainly is taking laziness to new heights! With the one-stop filing system for furusato nouzei, and the fact t...