RetireJapan

- Not clicking the NISA button when buying a fund so that it went into a regular investment account (I had to sell and rebuy within the NISA). Haha, I did that one too. :lol: Easy to fix, thankfully. Me three. Unfortunately mine wasn't a fund but an etf, meaning I couldn't put in a purchase order u...

I started my NISA about halfway through the year, and because of saving for our honeymoon, haven't put all that much in, also waiting for this last paycheque and doing a final buy (last days for Japanese stocks is 12/26, American stocks is 12/22 and Japanese funds is 12/25 at the earliest), so on Ch...

As I switched to tsumitate nisa for next year, I will probably be buying the rakuten vangaurd because I can't buy 1550 in a tsumitate nisa (funds only, no etfs/stocks). If it weren't for that switch I probably wouldn't change.

I'd like to see something about insurance. I've just got married, and have yet to sign up for anything beyond 私学共済, and the sports insurance I get for being in a triathlon club. Thinking of starting a family, so I guess I'll need to look at getting life insurance soon, and there doesn't seem to be a...

If you're looking to have a house maker build for you (instead of say an architect and building company), then Ichijo are probably the best when it comes to insulation and such. The wife and I did some house looking a few months ago, with an eye to buy someday, and the 2 best we found were Sweden Ho...

I've also decided to switch to tsumitate for next years allocation. The wife and I are going to take our honeymoon next year, so a lot of savings will be going towards that, meaning I won't be able to reach the regular nisa cap (or anywhere near it), so I'll go tsumitate for next year. I noticed tha...

If you have a set allocation and re-balance every 6 months or so, when the market does crash, you would likely sell bonds and buy stocks to re-balance to your correct allocations, when stocks rise again, you would sell some of them and buy more bonds to keep your asset allocation (at least in theory).

If you are getting approved, there should be no problem with applying for more credit cards, as long as it's not a ridiculous amount of them. If you are getting rejected, you are only hurting your chances of getting one by applying over and over in a short time period. (At least that's what I was to...

I believe most of the people on here are hold and buy style investors, first pioneered by John Bogle. A big part of his policy is "Don't try to time the market". So don't wait for things to turn before you buy or sell, just buy when you can, and hold it. So I would say use up the rest of y...

Even if you are just buying perishables, is it not a good deal anyway? You can get a lot of fruit or vegetables, or a lot of rice, for a grand total of 2000yen, but you also get the benefits of credit card rewards by doing it. It seems to me that if there is something there that you are likely to bu...