Search found 2154 matches

by adamu
Tue Apr 09, 2024 9:07 am
Forum: Stock market investing
Topic: Getting tired of Monex
Replies: 2
Views: 260

Re: Getting tired of Monex

Have changed jobs/address with SBI multiple times. Order physical form via web form, post back with photocopies of ID. Someone else posted that they had issues with SBI, but I've not had any personally. They only have the ex-JP version of eMaxis Slim All Country, though. You can go for the SBI versi...
by adamu
Fri Apr 05, 2024 5:14 pm
Forum: General
Topic: Resigning from seishain position, going freelance
Replies: 16
Views: 689

Re: Resigning from seishain position, going freelance

You won't get the max ¥2M Employment Income Deduction anymore, but on the plus side you'll be able to deduct "necessary expenses". If you quit before the end of May they'll probably deduct the rest of your residence tax until then from your final salary. If you mean: have I registered as a...
by adamu
Thu Apr 04, 2024 11:44 am
Forum: General
Topic: Why is there so much confusion around pensions?
Replies: 25
Views: 1204

Re: Why is there so much confusion around pensions?

RetireJapan wrote: Thu Apr 04, 2024 11:37 am This is the main reason RetireJapan exists.
I thought RJ exists because you were angry at people getting taken for a ride by unlicensed offshore insurance salesmen?
by adamu
Thu Apr 04, 2024 11:34 am
Forum: General
Topic: Retirement Planning software/apps/spreadsheets
Replies: 5
Views: 372

Re: Retirement Planning software/apps/spreadsheets

I use the old YNAB4 patched to work on 64-bit MacOS and the corresponding Android app, synced via wifi, for tracking/expenses + budgeting.

I have a cobbled together spreadsheet for tracking net worth (that tells me 25% of my assets are in crypto :shock:).
by adamu
Thu Apr 04, 2024 12:24 am
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1236

Re: Spousal secret stash

Now ask them what Twitter/Instagram accounts they have that you don't know about. 🕵️
by adamu
Wed Apr 03, 2024 12:02 pm
Forum: Spending and Frugality
Topic: Flying to Ireland
Replies: 15
Views: 1441

Re: Flying to Ireland

kuma wrote: Sun Mar 24, 2024 1:58 am Etihad
This video just popped up of a guy who got downgraded from Business to Economy with them (Japanese):
https://www.youtube.com/watch?v=x0yDiR55XjA&t=2450s

edit: I thought it was pretty bad but turns out it was only a 1hr flight :)
by adamu
Tue Apr 02, 2024 6:50 am
Forum: General
Topic: Do you use ChatGPT or similar tools?
Replies: 13
Views: 599

Re: Do you use ChatGPT or similar tools?

I mostly use it to rewrite things in pirate voices Arrr, me matey! Do ye be usin' ChatGPT or akin tools, whether it be for yer toil or frolickin' about? If so, what be yer aim? I be tryin' to figure out how to best deploy these scallywags in me day-to-day, but it be a rough sea I'm navigatin'. Thoug...
by adamu
Tue Apr 02, 2024 4:28 am
Forum: New NISA (2024~)
Topic: Credit card tsumitate increase
Replies: 35
Views: 2257

Re: Credit card tsumitate increase

Dibs on Rakuten cutting the point rate, or at least some kind of cut, by October 🔮
by adamu
Mon Apr 01, 2024 11:07 pm
Forum: New NISA (2024~)
Topic: Credit card tsumitate increase
Replies: 35
Views: 2257

Re: Credit card tsumitate increase

So what I need to do is wait for the cash order to be placed automatically in early April (BUT BEFORE 10 April, the CC setting deadline), then cancel the cash setting to free up 50k of predicted payments from May, which will then (hopefully) let me up the CC setting from 50k to 100k effective May o...
by adamu
Mon Apr 01, 2024 12:45 pm
Forum: Taxes
Topic: 2024 JP Tax forecast negotiable?
Replies: 7
Views: 298

Re: 2024 JP Tax forecast negotiable?

If I've got this right, for dividends there is no choice, and these must be combined. This is probably TMI for the OP but they are "separately taxed at source", however you can put them on your tax return which, which allows you to choose the method of taxation and maybe claim some deduct...