Search found 4398 matches
- Tue Apr 23, 2024 9:23 am
- Forum: iDeCo
- Topic: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?
- Replies: 23
- Views: 912
Re: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?
Depends on your preference, investment time horizon etc. but that looks pretty unlikely to grow much. Seems a waste of a tax advantaged account. I recommend thinking about your portfolio as a whole, not separately in each different account. So even if you want to own that many bonds, put them in you...
- Tue Apr 23, 2024 9:21 am
- Forum: General
- Topic: Work problems.
- Replies: 42
- Views: 1874
Re: Work problems.
The person I spoke to actually called me back to say that it was not obligatory for my boss to pay for social insurance because my company was small. She said that it had to be a place that had 50 staff members. However what you just posted says 5 staff. If it’s 5 staff then I’m potentially in luck...
- Tue Apr 23, 2024 12:14 am
- Forum: Inheritance/Estates
- Topic: Inheritance tax and re-entry permit
- Replies: 11
- Views: 581
Re: Inheritance tax and re-entry permit
Thanks, don't know the exact amount yet, it will depend on expenses, etc., but might well be a more than that 3600-man, given today's exchange rate. That is why I worry. Inheritance tax in Japan is applied in bands, so anything up to about 100m or so is not going to be excessively painful. https://...
- Mon Apr 22, 2024 9:45 am
- Forum: Insurance
- Topic: Liability insurance
- Replies: 12
- Views: 713
Re: Liability insurance
We have juku hoken. It covers students on the way to and from the school, any accidents they might have on the premises, damage they cause etc. We've made a few small claims on it and they were all paid promptly. Coverage is not particularly generous, but it is nice to hand parents off to the insura...
- Mon Apr 22, 2024 3:52 am
- Forum: New NISA (2024~)
- Topic: Market Fluctuations
- Replies: 6
- Views: 308
Re: Market Fluctuations
If you add to your investments regularly it should smooth out some of the volatility. But holding a diversified index for the long term should deliver reasonable returns. Try not to check the price of your holdings much, it doesn't help and will only make you unhappy.
- Sun Apr 21, 2024 11:00 pm
- Forum: Inheritance/Estates
- Topic: Is an annuity considered an inheritance?
- Replies: 2
- Views: 186
Re: Is an annuity considered an inheritance?
Does anybody know how Japanese tax authorities treat income to a Japanese beneficiary from a foreign (USA) retirement accounts? My wife (Japanese) and I (US citizen), no kids, now living abroad, have most of our money for retirement in a TIAA retirement account (taxation is deferred until when you ...
- Sun Apr 21, 2024 8:01 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 54
- Views: 1305
Re: Children's Accounts - Deposits and Gift Tax
"Transfers of funds between persons who have a legal responsibility to support each other do not constitute a gift, unless the Gift is for a purpose other than support or living expenses, etc.." 'legal responsibility to support each' means 'dependent'. Whilst a student under about 25 migh...
- Sun Apr 21, 2024 6:22 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 54
- Views: 1305
Re: Children's Accounts - Deposits and Gift Tax
So if you pay for your (adult) child’s rent it isn’t counted as a gift to them? If I remember correctly, former PM Hatoyama had a minor scandal where his mummy was giving him tens (hundreds?) of millions of yen a month to cover his living expenses. The scandal was that he might be using the money f...
- Sun Apr 21, 2024 4:46 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 54
- Views: 1305
Re: Children's Accounts - Deposits and Gift Tax
For anyone actually worried about this, paying family living expenses directly (rent, utilities, groceries, travel, insurance, education expenses) while letting them save and invest their income seems pretty foolproof. Personally I'm planning to do that as well as regularly gifting up to a million y...
- Sat Apr 20, 2024 11:53 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 54
- Views: 1305
Re: Children's Accounts - Deposits and Gift Tax
The following information was presented on reddit, and my confidence was eroded. 1. https://souzoku.asahi.com/article/13089869 2. https://www.oag-tax.co.jp/asset-campus-oag/name-deposit-3712 3. https://tomorrowstax.com/knowledge/202103176495/ 4. https://chester-tax.com/encyclopedia/8754.html All fo...