RetireJapan

The upfront sales fee of 3.24% that Morningstar shows for the fund is the maximum fee that distributors are allowed to charge. Online brokerages will probably not charge anything for buying the fund. Your second link actually shows the conditions under which Rakuten Securities sells the fund. It say...

Monex Securities seems to be the best NISA provider to me. It's possible to invest in a large number of Japanese and international stocks with them. They offer a cash back for fees for investing in US and Chinese stocks. But it doesn’t seem to make a major difference for many ordinary investors whet...

I think it’s fine because it’s build around allocations to global equity while including some exposure to Japanese equity through the balanced fund. But I think some forum members will recommend you to select cheaper — or the cheapest — funds. The decision regarding how much fees you’re willing to t...

Actually does anyone know how often you’re allowed to rebalance iDeCo? I am not completely sure about that frequency.

RetireJapan has already answered your question about restrictions on taking money out. I think it’s good that people aren’t able to dip into their iDeCo retirement savings before the age of 60. In addition to that, I believe you’re allowed to change your portfolio allocation and change the amount yo...

Sure. It seems you have put together a portfolio largely focusing on foreign markets. Nissay’s foreign equity fund has been popular since its launch in iDeCo and regular investment accounts. It has seen more inflows than many other Japanese foreign equity index funds. It was awarded the top position...

Neil wrote: ↑Wed Nov 15, 2017 12:21 pm *cough* compound interest *cough*

There are things available in Japan such as inflation protected savings plans and inflation protected bond funds. But returns tend to be minimal on these savings plans and fees are usually very steep on these bond funds. If you want to have an income of 200,000 month for 65 to 85, that is a period o...

Funnily enough, that is the Patreon reward ;) https://www.patreon.com/retirejapan It's the only thing I could think of to offer! Patreon got hacked in the past. I am not sure if I am ready to set up an account with them. The investment reports are a great reward for readers willing to support your ...

A guide to reading and understanding fund info etc to help people make more informed choices when choosing their allocations. That’s a nice idea and I’d like to see how far RetireJapan would get with it. Personally I am interested in reading about RetireJapan’s portfolio allocations on a regular ba...