RetireJapan

Disclaimer: not a professional. The numbers below are provided in good faith but should be considered as an opinion. Another member of the forum has sent me a copy of their fees for a Metlife contract. Won't name that person here of course, unless they want to out themselves. I am not a trained pro...

After reading and understanding a bit more about what I was actually investing in, it turned out it was not FOREX but that I was actually buying MET stocks every month. Hence the price in Dollar. That is vastly different from Forex indeed. Most of my investments are in dollars as well because I hav...

My wife bought the entirety of her year's NISA allocation on the day of the high, back in February.

eyeswideshut wrote: ↑Wed Mar 11, 2020 1:18 am The final thing is to follow the sage advice of the Hitch-hiker's Guide to the Galaxy, and don't panic.

I'll grab my towel!

OkLah! wrote: ↑Mon Mar 09, 2020 6:45 am Now since every single case is making the headlines in Bloomberg, and that each case is having the market correct by a minimum of 4%. I think we will soon see most indexes close to zero.

I wish I still had money on the side to invest

it just go me wondering how these funds are operating. Do they just take our money and buy stock in say APPLE,FACEBOOK, AMAZON and just wait, or are saying, sell because the prices are falling, or buy. I won't pretend I have the answer. But this page kind of explains it for mutual funds, assuming t...

Just wanted to add a few points regarding opening an account in the US, in case that's something you're still considering. In my experience, opening a brokerage account with a US firm as a non-US citizen living in Japan is practically impossible, with Interactive Brokers being the notable exception....

The bond fund I have (SCHZ on Schwab) says the following: Investment returns and principal value will fluctuate so that an investor’s shares, when sold or redeemed, may be worth more or less than their original cost. I'm not sure if this is a blanket statement they put on all their funds, but by def...

Thanks N00bster!

I was going to reply then realized I actually have the same question as you. Currently my visibility is only on my tax return, and for that, you get roughly a tax discount of maybe 30% (or whatever your tax rate is) of what you paid for furusato nozei (since, as you say, it's deducted from your inco...