Search found 415 matches

by Wales4rugbyWC23
Tue Mar 12, 2024 7:59 am
Forum: New NISA (2024~)
Topic: Will Japan copy the new British ISA?
Replies: 25
Views: 1029

Re: Will Japan copy the new British ISA?

No lifetime limits would be a very welcome upgrade! No Ideco lifetime limits are there? They could also a bit more generous, 68,000 yen a month hardly anything to write home about. I think the personal pension limit in the UK is 40,000 pounds a year. Most independent contractors cannot get close to...
by Wales4rugbyWC23
Tue Mar 12, 2024 12:03 am
Forum: New NISA (2024~)
Topic: Will Japan copy the new British ISA?
Replies: 25
Views: 1029

Re: Will Japan copy the new British ISA?

RetireJapan wrote: Mon Mar 11, 2024 2:26 pm No lifetime limits would be a very welcome upgrade!
No Ideco lifetime limits are there? They could also a bit more generous, 68,000 yen a month hardly anything to write home about. I think the personal pension limit in the UK is 40,000 pounds a year.
by Wales4rugbyWC23
Sun Mar 10, 2024 10:23 am
Forum: Case Studies/Asking for Advice
Topic: Apple is denying a refund on a hacked account.
Replies: 8
Views: 345

Re: Apple is denying a refund on a hacked account.

...However, I have never had a company that has been at fault and refused to give a refund. Sorry, but I don't think apple is at fault for your account getting hacked. Were you using an apple-generated password? LastPass, or something like that? Have you ever tried a password checker? I think my pa...
by Wales4rugbyWC23
Sun Mar 10, 2024 10:20 am
Forum: Case Studies/Asking for Advice
Topic: Apple is denying a refund on a hacked account.
Replies: 8
Views: 345

Re: Apple is denying a refund on a hacked account.

Would I stand better chance with a refund with the credit card company, do you reckon? Well if Apple are telling you to go that route, I would give it a try. In my experience Japanese credit card companies are a bit stricter on chargebacks than some CC companies overseas, but it is definitely worth...
by Wales4rugbyWC23
Sun Mar 10, 2024 9:57 am
Forum: Case Studies/Asking for Advice
Topic: Apple is denying a refund on a hacked account.
Replies: 8
Views: 345

Re: Apple is denying a refund on a hacked account.

I get in contact with Apple immediately, they said it was a Japanese hacker. They instruct us to ask for a refund. To my utter surprise they turned me down for a refund. I apply again asking for a reason, it is supposed 'policy' they then said I should go to my bank or credit card company. I take t...
by Wales4rugbyWC23
Sun Mar 10, 2024 6:51 am
Forum: Case Studies/Asking for Advice
Topic: Apple is denying a refund on a hacked account.
Replies: 8
Views: 345

Apple is denying a refund on a hacked account.

I pay 400 yen a month through my credit card for cloud storage. In late December my apple account was hacked, and the hacker started draining my credit card 10,000 yen daily. At this time, I did not receive any notifications about unusual activity. I received my paper credit card bill in early Febru...
by Wales4rugbyWC23
Fri Mar 08, 2024 10:46 pm
Forum: General
Topic: (Early) Retirement gigs
Replies: 17
Views: 726

Re: (Early) Retirement gigs

I am not sure about everyone, but early retirement for me would definitely involve keeping the grey cells active, and I can very easily see myself teaching at my current university part-time, very much because I want to work and not because I have to. It is very interesting to observe all the over 6...
by Wales4rugbyWC23
Thu Mar 07, 2024 11:39 pm
Forum: Pension
Topic: NI info for uk pension
Replies: 2
Views: 218

Re: NI info for uk pension

You only need to pay 35 years for a full UK state pension.
by Wales4rugbyWC23
Fri Mar 01, 2024 10:53 pm
Forum: Case Studies/Asking for Advice
Topic: Backpaying UK Class 2 NIc's
Replies: 21
Views: 928

Re: Backpaying UK Class 2 NIc's

The number was the +44 191 203 7010 one. I was actually talking to a real live person within 5 minutes that time! I was so shocked I went completely blank and started gabbling about something or other before my brain reconnected. i have called a number of times and the usual waiting time is around ...
by Wales4rugbyWC23
Mon Feb 26, 2024 10:36 pm
Forum: Case Studies/Asking for Advice
Topic: Backpaying UK Class 2 NIc's
Replies: 21
Views: 928

Re: Backpaying UK Class 2 NIc's

I paid some 10+ years worth of voluntary class 2 contributions a few months back. Of course no update in my government gateway account despite the 8 week deadline for the account to be updated having long since passed. I’m not really worried however - I have total faith in the UK government being u...