RetireJapan

I think with the changes that have already made by the present government and what they are proposing it makes a buy to let for expats in Japan an even more distant dream. I have nothing wrong with the changes, since they are kind of justified. However, not all expats are international businessmen j...

eyeswideshut wrote: ↑Fri Nov 08, 2019 2:07 am Sorry - I meant a building society. You are correct.

What building society was it with?

he had a devil of a time getting a mortgage being a non-resident. He ultimately got one with a regional credit union thanks to diligent searching by his mortgage broker. Yes, I've tried over the years never had any luck. If you know it, can u share name of the credit union and broker? Thanks in adv...

I go through a mortgage broker who specialises is expat mortgages. His company is called international mortgages. He is based in Weybridge in Surrey. This is great info, thanks. This is something I REALLY want to find a way to do. However when I put your info into Google "international mortgag...

The best one is the home loan tax refund, which is a 1% rebate of your outstanding loan balance (not a deduction from income, a deduction from tax owed). It renders your home loan almost interest-free or better (depending on your interest rate). [/quote] This is great tax perk, I am in my 8th year o...

At the time we were applying for a mortgage, we didn't have PR and we had been rejected by our local bank, who I was banking with. Our housebuilder with Mitsui Home and the sales rep said 'we have our own bank, so a mortgage won't be a problem' Our mortgage application sailed through with SMBC and t...

About 0.2% of that 1.3% is for long term health cover for serious illnesses. Also SMBC gave free life insurance for the mortgage. Do the 0.5% deals offer anything like that?

Has anyone had experience refinancing their mortgage? I see some really low interest rates on offer now. At present we pay 1.35% variable with SMBC which we took out about 8 years ago. What was the experience like and what were the financial costs involved?

I would rather have my population going up by 300,000 people rather than going down by 300,000 people as it is in Japan. It is why I have more confidence in the British state pension than the Japanese state pension. Yes immigration plays a role in the increasing population, but it also an increasin...

Not intending to get political here, but as far as the analysis of the future of buy-to-let and investing in housing in general, it's hard to avoid. I think that the idea the uk opposition have is going to be catching on in many places. Property prices have soared up faster than incomes have, while...