Search found 89 matches

by vapid
Thu Nov 09, 2017 5:14 am
Forum: Taxes
Topic: Reducing taxable income
Replies: 7
Views: 1876

Re: Reducing taxable income

I can concur with StockBeard statement on medical expenses, specifically childbirth as being a potential windfall. Japan also allows you to claim the medical expenses of the household, so if you lived with elderly parents, their medical expenses could be a tax deduction. The main hassle is that you ...
by vapid
Thu Nov 09, 2017 5:08 am
Forum: RetireJapan for Dummies
Topic: Better solution than bank savings account for cash storage?
Replies: 15
Views: 2519

Re: Better solution than bank savings account for cash storage?

I've got a bit of money in Maneo. Interest payments are made every month and the principal is returned when the loan is paid off. I'm not sure if I'll invest any more because I'm a bit wary about the risk of default. Thank you for being a data point for us all. Think you could share a bit more? How...
by vapid
Sun Nov 05, 2017 6:37 am
Forum: General
Topic: Cryptocurrencies
Replies: 67
Views: 12992

Re: Cryptocurrencies

Does anyone understand how someone can transfer money from Japanese BitCoin (like Bitflyer) to another exchange in the USA or EU? I cannot seem to find useful information on reddit or google.
by vapid
Tue Oct 17, 2017 1:56 pm
Forum: Stock market investing
Topic: Rakuten Vanguard ETF Funds
Replies: 39
Views: 8724

Re: Rakuten Vanguard ETF Funds

Awesome!
by vapid
Sun Oct 15, 2017 11:38 am
Forum: Stock market investing
Topic: Rakuten Vanguard ETF Funds
Replies: 39
Views: 8724

Re: Rakuten Vanguard ETF Funds

Is there any guide or blog post on setting up a Rakuten Investment account, in English. I would be interested in the possibility of creating an account and using it, but am struggling to figure everything out.
by vapid
Sun Oct 15, 2017 11:04 am
Forum: Real Estate
Topic: Mortgage in Japan.
Replies: 15
Views: 3021

Re: Mortgage in Japan.

I am curious if there are HELOC (home equity line of credit) or the equivalent here in Japan? Considering the low rates in Japan, if a HELOC exists, that would be a useful vehicle for investment purposes.
by vapid
Wed Oct 04, 2017 3:42 am
Forum: General
Topic: Japanese Loyalty Point, Credit Card, and Mobile
Replies: 1
Views: 1142

Japanese Loyalty Point, Credit Card, and Mobile

I was wondering if this would be a topic of interest for folks here at RetireJapan. I know that Aeon has a Waon charge card and a credit card, but early last year they introduced a Smartcard that earns points, but you can then use a different payment method. This meant that I could earn loyalty poin...
by vapid
Wed Oct 04, 2017 3:35 am
Forum: Stock market investing
Topic: Rakuten Investing App
Replies: 3
Views: 713

Re: Rakuten Investing App

Thanks for the feedback.

Day trading was my first impression as well, and the fees didn't seem that great when I first checked it out a year or so ago. Still, I am willing to gamble a bit with the app. Are there any guides or explanation material that can help one better understand how to use it?
by vapid
Tue Oct 03, 2017 9:21 am
Forum: Stock market investing
Topic: Rakuten Investing App
Replies: 3
Views: 713

Rakuten Investing App

I am curious if anyone uses the Rakuten iSpeed app to do investment, forex tradin, etc. Or if there is a general consensus that it is not worth using when compared to tools like Schwab client accounts.