RetireJapan

I think it's a good move. If the company has problems, she loses her job and her savings. If you convert the stock to an index fund, you get the benefits of diversification, and decoupling the fortunes of her investments from that of her employer. Just bear in mind ~20% capital gains tax will be ded...

Topical post from Ermine recently: https://simplelivingsomerset.wordpress.com/2024/04/11/vanguards-cautionary-tale-hidden-in-plain-sight/ And in case that got you down, there's always the classic: https://jlcollinsnh.com/2012/04/15/stocks-part-1-theres-a-major-market-crash-coming-and-dr-lo-cant-save...

Apparently the odds of being struck by lightning in a lifetime are in the 1:10,000s

Happy to contribute to the discussion

Is this still true with the new 2024 Growth NISA? I decided to invest in the SBI Japan Dividend fund on the growth portion of my NISA and selected my dividends to be reinvested. Will these dividends use up my Growth NISA allowance even if reinvested since it is not under Tsumitate NISA? You're goin...

The only way to buy funds in the Tsumitate portion is by placing a recurring order. Even bonus payments require the recurring order to be in place.

You don't have to place a recurring order, but then you won't be able to use the Tsumitate portion.

For spouse I believe it is the last 3 years, and your spouse has to be above board too. You could also apply via the 10 year route. Then your spouse's situation probably won't matter, but you'll still need to provide data for yourself including 5 years worth of tax payment certificates, and also fin...

Japanese get two bonuses a year, but you can add a bonus contribution any time you like, subject to the following limit... What's the source for the Japanese/non-Japanese difference? I don't believe NISA cares about nationality. I think Tkydon meant that, in Japan, salaried workers (usually) get 2 ...

The main thing for PR is to convince the inspector that you are good for Japan.

Paid a lot of tax, supporting wife + family going forward are good reasons. You might have to get creative about how you'll do that if you don't have any more income sources lined up.

Tkydon wrote: ↑Mon Apr 15, 2024 5:31 am Japanese get two bonuses a year, but you can add a bonus contribution any time you like, subject to the following limit...

What's the source for the Japanese/non-Japanese difference? I don't believe NISA cares about nationality.

They weren't asking anybody for ID, they just saw me and waved their hand and said in English "Sorry only Japanese".

As I said I left it at that but wish I'd pushed it further to find out if it was an over-simplification or an actual policy.