Search found 2149 matches

by adamu
Sun Apr 14, 2024 2:32 pm
Forum: General
Topic: Not Japanese, no entry
Replies: 14
Views: 868

Not Japanese, no entry

Doesn't happen often, but did today when I tried to board a Japanese Maritime Self-Defence Force ship that was open to the public. A bit miffed, to be honest. At the time I just said "oh, okay," and left, but I wish I'd have pushed back a bit more. Probably not a good idea to pick a fight ...
by adamu
Sat Apr 13, 2024 3:51 am
Forum: Stock market investing
Topic: Nakano Asset Management's 'quality growth' active funds?
Replies: 19
Views: 588

Re: Nakano Asset Management's 'quality growth' active funds?

Lesson 4. It is difficult to find outperforming active mutual funds. Hence, many investors are turning passive. The more passive investors there are, however, the easier it should be for active investors to outperform. It doesn't follow, because c.f. the Monevator article, for every active winner t...
by adamu
Thu Apr 11, 2024 12:25 pm
Forum: Stock market investing
Topic: Japanese stockbroker with 2FA login?
Replies: 4
Views: 178

Re: Japanese stockbroker with 2FA login?

SBI securities have a whole 2FA app but it is not enforced for the main site 🤷‍♂️
by adamu
Thu Apr 11, 2024 1:33 am
Forum: Stock market investing
Topic: Nakano Asset Management's 'quality growth' active funds?
Replies: 19
Views: 588

Re: Nakano Asset Management's 'quality growth' active funds?

Past performance is not an indicator of future performance. Look up, e.g. Neil Woodford.

It sounds like your mind is set to be honest. I'll just repost this.

https://monevator.com/is-active-investi ... -sum-game/
by adamu
Wed Apr 10, 2024 4:39 am
Forum: Case Studies/Asking for Advice
Topic: Generali Utmost International Vision Policy Termination
Replies: 8
Views: 513

Re: Generali Utmost International Vision Policy Termination

I'm almost at the 10 year mark on my General Utmost contributions, and my account has almost doubled. I guess it depends on what fund you selected (I picked a technology fund), but I'm somewhat satisfied with it. These types of accounts were always advertised as tax free savings by the so called fi...
by adamu
Tue Apr 09, 2024 9:07 am
Forum: Stock market investing
Topic: Getting tired of Monex
Replies: 2
Views: 197

Re: Getting tired of Monex

Have changed jobs/address with SBI multiple times. Order physical form via web form, post back with photocopies of ID. Someone else posted that they had issues with SBI, but I've not had any personally. They only have the ex-JP version of eMaxis Slim All Country, though. You can go for the SBI versi...
by adamu
Fri Apr 05, 2024 5:14 pm
Forum: General
Topic: Resigning from seishain position, going freelance
Replies: 16
Views: 596

Re: Resigning from seishain position, going freelance

You won't get the max ¥2M Employment Income Deduction anymore, but on the plus side you'll be able to deduct "necessary expenses". If you quit before the end of May they'll probably deduct the rest of your residence tax until then from your final salary. If you mean: have I registered as a...
by adamu
Thu Apr 04, 2024 11:44 am
Forum: General
Topic: Why is there so much confusion around pensions?
Replies: 25
Views: 1070

Re: Why is there so much confusion around pensions?

RetireJapan wrote: Thu Apr 04, 2024 11:37 am This is the main reason RetireJapan exists.
I thought RJ exists because you were angry at people getting taken for a ride by unlicensed offshore insurance salesmen?
by adamu
Thu Apr 04, 2024 11:34 am
Forum: General
Topic: Retirement Planning software/apps/spreadsheets
Replies: 5
Views: 320

Re: Retirement Planning software/apps/spreadsheets

I use the old YNAB4 patched to work on 64-bit MacOS and the corresponding Android app, synced via wifi, for tracking/expenses + budgeting.

I have a cobbled together spreadsheet for tracking net worth (that tells me 25% of my assets are in crypto :shock:).
by adamu
Thu Apr 04, 2024 12:24 am
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1103

Re: Spousal secret stash

Now ask them what Twitter/Instagram accounts they have that you don't know about. 🕵️