Search found 167 matches

by Tony
Sun Jul 02, 2023 8:56 pm
Forum: RetireJapan for Dummies
Topic: Google Pay (or Apple Pay) overseas
Replies: 7
Views: 4269

Re: Google Pay (or Apple Pay) overseas

Rakuten ... always have their dumb restrictions (like no Paypay back when you could add credit cards to Paypay) I have my rakuten card linked to Paypay ... adamu: Yeah, not sure why it wouldn't work, especially if it works for the card itself. My rakuten visa doesn't even have paywave, but work fin...
by Tony
Tue Jun 27, 2023 8:45 pm
Forum: RetireJapan for Dummies
Topic: Google Pay (or Apple Pay) overseas
Replies: 7
Views: 4269

Re: Google Pay (or Apple Pay) overseas

Should work fine. I used my rakuten Mastercard, and rakuten visa while in Australia exclusively with Apple Pay ... and it was glorious. No stupid scanning of QR codes, or taking time to ask what kind of payment method. The default is contactless, so everything is super quick.
by Tony
Wed May 17, 2023 10:07 pm
Forum: General
Topic: Reimbursing emergency funds
Replies: 3
Views: 927

Re: Reimbursing emergency funds

I think anyone with internet access knows to keep emergency funds of a few million yen just in case. But I haven't seen any conversation about what to do after you use it. If you saved the emergency fund before you started investing, how do you top it up after you use it? The only way seems to be t...
by Tony
Fri Apr 07, 2023 11:11 pm
Forum: General
Topic: What have you used your emergency fund for?
Replies: 5
Views: 651

Re: What have you used your emergency fund for?

We dipped into out emergency fund when building our house when unforeseen expenses popped up. But otherwise it is for if I lose my job somehow and am without work for a little while. For other things like household maintenance and such I have a separate savings.
by Tony
Fri Apr 07, 2023 10:53 pm
Forum: General
Topic: Monex and Middle Names
Replies: 20
Views: 1694

Re: Monex and Middle Names

When I registered with Monex they told me they couldn't put spaces between my first and middle name, so I had to change my Shinsei katakana to have no space between my first and middle name ... which then created a problem with my work's payroll for some reason, and they weren't happy and asked why ...
by Tony
Wed Apr 05, 2023 9:04 pm
Forum: General
Topic: Alternatives for Zaim finance app?
Replies: 8
Views: 754

Re: Alternatives for Zaim finance app?

Has Moneyforward fixed it's UI at all in recent years? When I last tried using it, it was another shining gem in Japan's hostile UIX crown.
by Tony
Fri Jan 06, 2023 10:50 pm
Forum: Insurance
Topic: Life Insurance with Investment Aspect
Replies: 17
Views: 4606

Re: Life Insurance with Investment Aspect

zeroshiki wrote: Wed Dec 28, 2022 6:05 am They also call term-life colloquially as 掛け捨て (throwaway)
In an effort to scare more people into buying whole life insurance.
by Tony
Mon Dec 19, 2022 9:20 pm
Forum: Real Estate
Topic: Need a hanko when purchasing a house?
Replies: 15
Views: 1127

Re: Need a hanko when purchasing a house?

What is acceptable on a registered hanko is not standard across Japan, so it'd be best to check with your city hall/ward office before making the actual stamp.
by Tony
Tue Sep 27, 2022 10:11 am
Forum: Real Estate
Topic: Length of mortgage: philosophy
Replies: 15
Views: 1417

Re: Length of mortgage: philosophy

My mortgage will go into my 70's, but as long as I keep investing how I am, and interest rates stay the same, I have no desire to pay off my mortgage early (even though this is an option).
by Tony
Thu Sep 22, 2022 9:49 pm
Forum: Spending and Frugality
Topic: Windows 10 cheap Anti Virus
Replies: 13
Views: 4763

Re: Windows 10 cheap Anti Virus

Windows defender and being judicious about what you click on.