Search found 28 matches

by Neil
Mon Jan 29, 2018 7:21 am
Forum: iDeCo
Topic: SBI iDeCo minor annoyance with switching
Replies: 2
Views: 701

SBI iDeCo minor annoyance with switching

I sold one of my SBI iDeCo funds and bought another (‘switched’) and when it had eventually gone through, the old fund was still there with ¥150 left in it (presumably the interest between me selling and the software catching up and buying the new fund). So I had to switch that out again the followi...
by Neil
Thu Nov 30, 2017 10:40 am
Forum: RetireJapan
Topic: RetireJapan Guides
Replies: 15
Views: 6129

Re: RetireJapan Guides

Lump sum investing? "I've got a million yen in cash. What should I do with it?" "I have ¥100,000 of my son's otoshidamas. What should I do with it?" That kind of thing would be useful to me, now you've covered the regular-deposit arena.
by Neil
Fri Nov 24, 2017 2:31 pm
Forum: RetireJapan for Dummies
Topic: Market condition
Replies: 7
Views: 1086

Re: Market condition

Thanks adamu. I'll delve into it over the weekend.
by Neil
Wed Nov 15, 2017 12:21 pm
Forum: General
Topic: How much will ¥100,000 in 2017 be worth in 2050?!
Replies: 18
Views: 4132

Re: How much will ¥100,000 in 2017 be worth in 2050?!

*cough* compound interest *cough*
by Neil
Tue Nov 14, 2017 4:53 am
Forum: General
Topic: How much will ¥100,000 in 2017 be worth in 2050?!
Replies: 18
Views: 4132

Re: How much will ¥100,000 in 2017 be worth in 2050?!

This sounds like something my wife joined before we met, although her yearly payment is only around 54,000 and she's only got a few years left to pay, so I figured she might as well finish it. But then I think we have to wait until she's 60 until it matures. I'll be 65 when ours matures, so it fits...
by Neil
Tue Nov 14, 2017 4:13 am
Forum: General
Topic: How much will ¥100,000 in 2017 be worth in 2050?!
Replies: 18
Views: 4132

Re: How much will ¥100,000 in 2017 be worth in 2050?!

Irrelevant, except you were talking about inflation, but 2 years ago, well before I became interested in investing, we started paying into the JP Kampo scheme…which now sounds crap, in a ‘forced savings’ kind of way. It’s 10 yearly payments of about 490k. Then a wait of 5 years. Then we get back ¥5m...
by Neil
Mon Nov 13, 2017 7:12 am
Forum: RetireJapan
Topic: RetireJapan Guides
Replies: 15
Views: 6129

Re: RetireJapan Guides

Way off in the future, when you have all the individual PDFs down, maybe a paperback omnibus edition? :D
by Neil
Mon Nov 13, 2017 2:02 am
Forum: General
Topic: Blog post requests
Replies: 12
Views: 2285

Re: Blog post requests

A hypothetical-yet-practical guide to what to do when/if a crash comes, within the Ideco/NISA/Theo/cash/rebalancing/etc. scenario, with rationale.
by Neil
Sun Nov 12, 2017 3:33 am
Forum: Stock market investing
Topic: The three elements of money mastery
Replies: 20
Views: 4966

Re: The three elements of money mastery

I'm starting to feel like we're being trolled. :shock: Absolutely no offence intended, but from what I can see, the Boglehead universe is a collection of likeminded individuals pursuing a single philosophy. RJ, on the other hand, is a place for questioning and answering questions related to the ent...
by Neil
Sun Oct 29, 2017 9:39 am
Forum: RetireJapan for Dummies
Topic: Stock and bond correlation?
Replies: 9
Views: 1601

Stock and bond correlation?

When I finally finished my first ever investment book Millionaire Teacher recently, with zero financial knowledge beforehand, I simply took it that with a 50/50 stock/bond split, worst case scenario would simply be that half of my money is safe if stocks plummet for the length of my retirement. And ...