Search found 28 matches

by Neil
Sun Oct 29, 2017 7:57 am
Forum: RetireJapan for Dummies
Topic: Market condition
Replies: 7
Views: 1092

Market condition

Thanks for opening this board, Ben. Safe Space™… Love it. So I’ll start the ball rolling and set an appropriately low-level question. I’ve read a number of comments here about waiting for a stock crash, etc. And people buy up more stocks ‘when the markets are down’, etc. I understand what it means, ...
by Neil
Fri Oct 27, 2017 1:11 pm
Forum: Pension
Topic: Just an observation on the declining kokumin nenkin
Replies: 19
Views: 4572

Re: Just an observation on the declining kokumin nenkin

The pension is small anyway, so it isn’t about pain. It’s about being obligated to back a three-legged horse in the world’s third largest economy. An economy which seems robust enough to contemplate sending troops halfway round the world at America’s behest, yet apparently can’t look after its ex-ta...
by Neil
Fri Oct 27, 2017 11:12 am
Forum: Pension
Topic: Just an observation on the declining kokumin nenkin
Replies: 19
Views: 4572

Re: Just an observation on the declining kokumin nenkin

RetireJapan wrote: Fri Oct 27, 2017 9:40 am ... so I think it kind of breaks the 'contract' to retroactively means test it.
A 'contract' under which the final payout decreases each year that we don't retire... :|
by Neil
Wed Oct 25, 2017 3:20 am
Forum: Pension
Topic: Just an observation on the declining kokumin nenkin
Replies: 19
Views: 4572

Re: Just an observation on the declining kokumin nenkin

Why don't the government put a massive tax on tobacco to expand their coffers like the other 1st world countries!? They're a third of the price of cigs in the UK. Rhetorical question, of course. We know why.
by Neil
Wed Oct 25, 2017 12:25 am
Forum: Pension
Topic: Just an observation on the declining kokumin nenkin
Replies: 19
Views: 4572

Just an observation on the declining kokumin nenkin

I noticed the kokumin nenkin payments have gone down from ¥786,500 to ¥779,300 in exactly 36 months. That's a drop of ¥7,200 pa, ¥600 pm and a 0.91% decrease, I believe. Inflation is about 0.7% according to the latest figures. For 10 marks, where's that going to leave us in 15, 25, 35 years?
by Neil
Fri Oct 20, 2017 11:16 pm
Forum: iDeCo
Topic: Rakuten iDeCo--only 27 funds?
Replies: 4
Views: 875

Re: Rakuten iDeCo--only 27 funds?

SBI has 65, FWIW
by Neil
Mon Oct 16, 2017 4:47 am
Forum: General
Topic: Welcome to the RetireJapan forum
Replies: 54
Views: 76252

Re: Welcome to the RetireJapan forum

According to this, you can add external links to menu items (skip down to 'Navigation Link' at the bottom).
by Neil
Tue Oct 03, 2017 12:47 pm
Forum: iDeCo
Topic: iDeCo and dividends
Replies: 1
Views: 545

iDeCo and dividends

Forgive me if this is a daft question. I've just opened an iDeCo with SBI, one for me and one for my wife. I've allocated our monthly payments over the exact Japanese/foreign stock/bond indexes you highlight on p28 of your eBook (as they have the lowest prices). My question is, for the stock parts o...