Search found 234 matches

by N00bster
Fri Oct 30, 2020 12:12 am
Forum: RetireJapan for Dummies
Topic: Interactive Brokers or others for low-mid income American
Replies: 28
Views: 12716

Re: Interactive Brokers or others for low-mid income American

I have similar questions. At some small level of investment per month, the 10 dollar fee outweighs any gains, right? For instance, if I can put aside a man per month (assuming a perfect exchange rate), I'm losing 9ish bucks per month saving with them, which definitely doesn't make economic sense ri...
by N00bster
Sat Oct 17, 2020 3:17 pm
Forum: Banking
Topic: Emergency Fund Distribution
Replies: 9
Views: 13107

Re: Emergency Fund Distribution

Given that the USD is 105 yen right now (October-2020), I think it could only go higher from here. Usually it is around 120 yen most of the year so I can potentially make some "yennies"! You mean like it was between 2008 and 2014? In the last 15 years USDJPY above 120 has been a rare and ...
by N00bster
Tue Jun 30, 2020 2:17 am
Forum: Robo-advisors
Topic: Robo-advisors recommendations
Replies: 15
Views: 17986

Re: Robo-advisors recommendations

bushidobryan wrote: Tue Jun 30, 2020 1:57 am I honestly was just trying to help.
Spamming your website in each of your messages and relentlessly asking people to contact you is only helping yourself.
by N00bster
Tue Jun 30, 2020 1:02 am
Forum: Robo-advisors
Topic: Robo-advisors recommendations
Replies: 15
Views: 17986

Re: Robo-advisors recommendations

We called them loss leaders when I was a Fidelity Fidelity just happens to have more profitable (for them, that is) products to sell to their clients, so nobody is surprised that they are not huge fans of index funds. I have never met a person worht more than 5M that owns indexes funds. You haven't...
by N00bster
Tue Jun 16, 2020 1:42 am
Forum: Taxes
Topic: How is the inhabitant tax reduction applied for Furusato Nozei?
Replies: 6
Views: 2312

Re: How is the inhabitant tax reduction applied for Furusato Nozei?

Glad it helped. Note that your actual situation may vary a bit depending on your location and whether you have other deductions, but the baseline should still apply. If you go to the link I gave in the initial post and apply the formulas to your taxable income, you should be able to find the amount ...
by N00bster
Sat Jun 13, 2020 6:55 am
Forum: Taxes
Topic: How is the inhabitant tax reduction applied for Furusato Nozei?
Replies: 6
Views: 2312

Re: How is the inhabitant tax reduction applied for Furusato Nozei?

So anytime soon you should receive your local tax slip (特別区民税・都民税 特別徴収税額通知 - or something close if you don't live in Tokyo). It comes every year and there is no need to ask for it. It seems to be a bit late this year, probably because of the virus situation, but it should arrive eventually. In the r...
by N00bster
Mon Apr 06, 2020 10:20 am
Forum: General
Topic: Don't leave Japan if you want to come back
Replies: 35
Views: 9856

Re: Don't leave Japan if you want to come back

there is no practical reason for treating non-citizen residents differently than citizens There is, and it's because they *can't* restrict citizens constitutionally, but they can restrict non-citizens. Maybe I'm naive but I really think it's a case of practical decision making given the extraordina...
by N00bster
Mon Apr 06, 2020 4:35 am
Forum: General
Topic: Don't leave Japan if you want to come back
Replies: 35
Views: 9856

Re: Don't leave Japan if you want to come back

They do state that they will accommodate exceptional circumstances, and they also said that that includes if you went away before the announcement. Do we have more information on what consitutes an "exceptional circumstance", and how it should be justified? I'm willing to give the benefit...
by N00bster
Mon Apr 06, 2020 12:36 am
Forum: General
Topic: Don't leave Japan if you want to come back
Replies: 35
Views: 9856

Re: Don't leave Japan if you want to come back

Each country has it different set of measures, but denying entrance for a foreigner who legally lives here is at least something that I don't see in countries I often deal with it. It seems a little bit unfair and even considering how many Japanese also returned from foreign travel trips when the v...
by N00bster
Thu Apr 02, 2020 3:28 pm
Forum: General
Topic: Don't leave Japan if you want to come back
Replies: 35
Views: 9856

Re: Don't leave Japan if you want to come back

Well there has to be differences between PR and nationality... And it's not forever.

... isn't it? :o