Search found 60 matches
- Fri Feb 16, 2018 5:21 am
- Forum: General
- Topic: Rent as a percentage of pre-tax income
- Replies: 10
- Views: 1558
Re: Rent as a percentage of pre-tax income
My overall situation sounds similar to yours Rezz. I just worked it out and I am currently paying about 25% of my pre-tax income in rent. I'd sure like to pay less, but I think the impact on our daily life of living somewhere smaller would be pretty significant. I lived in a smaller place in the pa...
- Thu Feb 15, 2018 3:19 pm
- Forum: General
- Topic: Rent as a percentage of pre-tax income
- Replies: 10
- Views: 1558
Re: Rent as a percentage of pre-tax income
Our current place is less than 50m2, whereas the new place is closer to 80m2. I haven't quite worked out how we'll use all the extra room yet! Quality of life is certainly an issue currently, but that's partly due to the layout rather than the size of our place I think (sliding doors don't do much t...
- Thu Feb 15, 2018 2:57 pm
- Forum: General
- Topic: Rent as a percentage of pre-tax income
- Replies: 10
- Views: 1558
Rent as a percentage of pre-tax income
I'm moving into a bigger apartment next week, which unfortunately also means a bump in my monthly fixed costs of almost 40,000. It's got me doing all kind of calculations to justify it to myself, but ultimately it'll be a fairly large increase. Our current place is a 2DK apartment 7 minutes from the...
- Thu Feb 15, 2018 2:47 pm
- Forum: General
- Topic: Frugal grocery shopping?
- Replies: 23
- Views: 4039
Re: Frugal grocery shopping?
I'm moving to a more expensive city this month and my rent is more than doubling, so I'll be looking to cut back elsewhere. I'm moving next week, and my rent is increasing by 50% or so :( As for frugal shopping, I do the same as fools_gold; for breakfast I now just buy 4.7kg of quaker porridge oats...
- Wed Dec 20, 2017 7:18 am
- Forum: Legacy NISA (~2023)
- Topic: Post your NISA holdings/results
- Replies: 29
- Views: 4623
Re: Post your NISA holdings/results
Great idea for a post. It's nice to see how others are progressing. I started around April and my choices were as follows: - MAXISトピックスETF 1348 (Japanese stocks) +15.24% - イオン 8267 (Japanese supermarket) +15.47% - MAXIS海外株式 1550 - (Foreign stocks) +9.37% - たわらノーロード 新興国株式 - (Emerging markets) +15.28%...
- Mon Dec 18, 2017 6:31 am
- Forum: Stock market investing
- Topic: Rakuten Vanguard ETF Funds
- Replies: 39
- Views: 8724
Re: Rakuten Vanguard ETF Funds
I'm late to the party on this one. Since investing in March, I've been mainly ignoring the newsletters from Rakuten (oops). Is anyone else invested in the MAXIS 1550 ETF considering this Vanguard fund for the new NISA allowance of American stocks? I was planning to just top up my 1550 balance in lin...
- Wed Oct 18, 2017 8:57 am
- Forum: General
- Topic: Car Share vs Ownership
- Replies: 9
- Views: 1950
Re: Car Share vs Ownership
Great comments guys. I know a friend who managed to wangle a rental car contract for 20,000 a month through a dealer she knew, but she was still responsible for petrol and insurance. Guts looks very cheap. Nice find! https://plus.timescar.jp/fare/longpack/ Times have a “long pack” which seemed reaso...
- Wed Oct 18, 2017 4:55 am
- Forum: General
- Topic: Car Share vs Ownership
- Replies: 9
- Views: 1950
Car Share vs Ownership
Hi all, A Times car share parking area is opening right next to my place in two weeks, and it got me thinking about signing up. I have a full british driving license which I need to convert into a Japanese one (I heard the process is quite simple), but haven’t driven in about 7 years. Saying that, I...
- Wed Sep 06, 2017 10:42 pm
- Forum: iDeCo
- Topic: Commission charges
- Replies: 2
- Views: 600
Re: Commission charges
Doh! Now I remember seeing this when I signed up. I guess the long wait between applying, setting up and depositing money in made the initial charges totally slip my mind. Thanks!
- Wed Sep 06, 2017 3:05 am
- Forum: iDeCo
- Topic: Commission charges
- Replies: 2
- Views: 600
Commission charges
Hi all, I've had my ideco up and running for about 4 months now. Unfortunately, my employer wouldn't allow the amount to be taken directly from my salary because there isn't yet a system in place for it. Therefore, I've been having the maximum amount I'm allowed (12,000 per month) withdrawn from my ...