Search found 2151 matches

by adamu
Thu Apr 04, 2024 11:34 am
Forum: General
Topic: Retirement Planning software/apps/spreadsheets
Replies: 5
Views: 357

Re: Retirement Planning software/apps/spreadsheets

I use the old YNAB4 patched to work on 64-bit MacOS and the corresponding Android app, synced via wifi, for tracking/expenses + budgeting.

I have a cobbled together spreadsheet for tracking net worth (that tells me 25% of my assets are in crypto :shock:).
by adamu
Thu Apr 04, 2024 12:24 am
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1192

Re: Spousal secret stash

Now ask them what Twitter/Instagram accounts they have that you don't know about. 🕵️
by adamu
Wed Apr 03, 2024 12:02 pm
Forum: Spending and Frugality
Topic: Flying to Ireland
Replies: 15
Views: 1320

Re: Flying to Ireland

kuma wrote: Sun Mar 24, 2024 1:58 am Etihad
This video just popped up of a guy who got downgraded from Business to Economy with them (Japanese):
https://www.youtube.com/watch?v=x0yDiR55XjA&t=2450s

edit: I thought it was pretty bad but turns out it was only a 1hr flight :)
by adamu
Tue Apr 02, 2024 6:50 am
Forum: General
Topic: Do you use ChatGPT or similar tools?
Replies: 13
Views: 568

Re: Do you use ChatGPT or similar tools?

I mostly use it to rewrite things in pirate voices Arrr, me matey! Do ye be usin' ChatGPT or akin tools, whether it be for yer toil or frolickin' about? If so, what be yer aim? I be tryin' to figure out how to best deploy these scallywags in me day-to-day, but it be a rough sea I'm navigatin'. Thoug...
by adamu
Tue Apr 02, 2024 4:28 am
Forum: New NISA (2024~)
Topic: Credit card tsumitate increase
Replies: 35
Views: 2205

Re: Credit card tsumitate increase

Dibs on Rakuten cutting the point rate, or at least some kind of cut, by October 🔮
by adamu
Mon Apr 01, 2024 11:07 pm
Forum: New NISA (2024~)
Topic: Credit card tsumitate increase
Replies: 35
Views: 2205

Re: Credit card tsumitate increase

So what I need to do is wait for the cash order to be placed automatically in early April (BUT BEFORE 10 April, the CC setting deadline), then cancel the cash setting to free up 50k of predicted payments from May, which will then (hopefully) let me up the CC setting from 50k to 100k effective May o...
by adamu
Mon Apr 01, 2024 12:45 pm
Forum: Taxes
Topic: 2024 JP Tax forecast negotiable?
Replies: 7
Views: 270

Re: 2024 JP Tax forecast negotiable?

If I've got this right, for dividends there is no choice, and these must be combined. This is probably TMI for the OP but they are "separately taxed at source", however you can put them on your tax return which, which allows you to choose the method of taxation and maybe claim some deduct...
by adamu
Fri Mar 29, 2024 10:11 am
Forum: Banking
Topic: SBI securities currency exchange
Replies: 1
Views: 170

Re: SBI securities currency exchange

Good find. I'll need to read the small print too.
by adamu
Fri Mar 29, 2024 1:35 am
Forum: Pension
Topic: Voluntary UK pension contribution
Replies: 17
Views: 1369

Re: Voluntary UK pension contribution

This is great news.

I wonder if it's a coincidence they finally got around to doing this about the same time as a bunch of lifers abroad became eligible to vote in the upcoming election 🤨
by adamu
Wed Mar 27, 2024 6:22 am
Forum: New NISA (2024~)
Topic: NISA and IDeCo - best investment fund choices
Replies: 17
Views: 1152

Re: NISA and IDeCo - best investment fund choices

Chizakura wrote: Tue Mar 26, 2024 7:05 pm ETF
Just a nit: you are saying ETF when you mean Mutual Fund.
https://www.investopedia.com/articles/e ... erence.asp