Search found 4394 matches

by RetireJapan
Fri Apr 19, 2024 9:15 am
Forum: Taxes
Topic: Children's Accounts - Deposits and Gift Tax
Replies: 54
Views: 1204

Re: Children's Accounts - Deposits and Gift Tax

Very interesting question, and I'm curious to hear the answer. I suspect it depends on the relationship between the giver and the recipient, the timescale, and whether the tax office would even notice???
by RetireJapan
Thu Apr 18, 2024 9:52 am
Forum: iDeCo
Topic: Initial iDeCo setup fees?
Replies: 2
Views: 209

Re: Initial iDeCo setup fees?

initial set up fee (one off) is 2,829 yen. Plus monthly fee. Monthly fee is 140 yen or so for most low cost providers.
by RetireJapan
Wed Apr 17, 2024 12:33 pm
Forum: New NISA (2024~)
Topic: Is monthly purchase mandatory in tsumitate part of NISA?
Replies: 13
Views: 607

Re: Is monthly purchase mandatory in tsumitate part of NISA?

On SBI, I managed to cancel/delete my monthly order in eMaxis Slim All Country on Tsumitate NISA for April since it exceeded my target allocations. Does this mean I will receive a notification next month reminding me to make a contribution? No, there is no obligation/expectation to make any NISA pu...
by RetireJapan
Wed Apr 17, 2024 8:00 am
Forum: General
Topic: Work problems.
Replies: 42
Views: 1718

Re: Work problems.

Hi all. I don’t know if this is the right place to ask but just want some advice over a recent issue at my work. It’s a sole proprietorship if that makes any difference. I recently booked a flight back to the uk for my brother’s wedding in October. It’s the first time in 5 years I’ve been back to t...
by RetireJapan
Wed Apr 17, 2024 7:57 am
Forum: New NISA (2024~)
Topic: Is monthly purchase mandatory in tsumitate part of NISA?
Replies: 13
Views: 607

Re: Is monthly purchase mandatory in tsumitate part of NISA?

On SBI, I managed to cancel/delete my monthly order in eMaxis Slim All Country on Tsumitate NISA for April since it exceeded my target allocations. Does this mean I will receive a notification next month reminding me to make a contribution? No, there is no obligation/expectation to make any NISA pu...
by RetireJapan
Tue Apr 16, 2024 12:52 pm
Forum: Banking
Topic: Using WISE to repatriate USD from Firstrade to Japan?
Replies: 11
Views: 484

Re: Using WISE to repatriate USD from Firstrade to Japan?

I just found this on the Firstrade Q&A section, so apparently I won't be able to withdraw funds to a WISE account. Can I transfer funds between Firstrade and Money Transfer Services? As an online brokerage firm, Firstrade does not accept transferring funds to and from money transfer services su...
by RetireJapan
Mon Apr 15, 2024 6:44 am
Forum: General
Topic: Not Japanese, no entry
Replies: 14
Views: 914

Re: Not Japanese, no entry

Not everyone has the personality to "speak to the manager" on the spot. Though I certainly respect those who can channel their inner Karen for the good of all. :) I think I would complain vocally, and perhaps even leave a public facing negative reviews that described the experience from a...
by RetireJapan
Mon Apr 15, 2024 6:39 am
Forum: General
Topic: Not Japanese, no entry
Replies: 14
Views: 914

Re: Not Japanese, no entry

Several months ago, I was walking to my local grocer, where there is a bus stop situated right in front of it. As I was walking, I noticed a long line of, what appeared to be, Chinese men, filing out of the bus, led by an Asian woman (she was probably Chinese, too). I know I am profiling, too, but ...
by RetireJapan
Mon Apr 15, 2024 12:11 am
Forum: New NISA (2024~)
Topic: Is monthly purchase mandatory in tsumitate part of NISA?
Replies: 13
Views: 607

Re: Is monthly purchase mandatory in tsumitate part of NISA?

It is mandatory to have a monthly order. You can set it to 100 yen a month and then buy the rest via the 'bonus' feature.

But why bother? Easiest thing is just to set the monthly limit as high as you can. In 10-20 years time I doubt you'll remember what you did.
by RetireJapan
Sun Apr 14, 2024 3:04 pm
Forum: New NISA (2024~)
Topic: Rakuten card and Rakuten Securities?
Replies: 2
Views: 190

Re: Rakuten card and Rakuten Securities?

It's (a small amount of) free money. Up to you whether you can be bothered 😉