Interesting article for those with kids.
Basically, he says don't beat yourself up too much if you can't invest huge amounts while raising a family.
https://www.kitces.com/blog/empty-nest- ... han%20ever
Empty Nest Transition / Cost of kids
Empty Nest Transition / Cost of kids
Aiming to retire at 60 and live for a while longer. 95% index funds (eMaxis Slim etc), 5% Japanese dividend stocks.