That’s interesting because my kids haven’t been forced to get a new password. Unless it’s slipped my mind.beanhead wrote: ↑Wed Nov 29, 2023 8:40 amAt 18th birthday they get a new password forced on them (at least by Rakuten).
This year at least my offspring had an existing J-NISA when turning 18 so the first year they can start 'adult' NISA will be 2024.
In the future I guess this will not be an issue as there will be no more J NISAs.
So they can still contribute at 19. As an adult. That’s good news for them.