Retirement Planning software/apps/spreadsheets

[Seasider4374]

So whilst browsing https://www.retirejapan.com/forum/viewt ... 523#p35523 here on saving kids' funds I noticed...

https://www.youtube.com/watch?v=FYzfGeeOJfs

...causing me into a YouTube rabbit-hole binge watch of a lot of James Shack's videos...

In one video in which he argues the 4% draw-down is outdated, and that your own retirement needs need to be calculated more carefully, he mentioned a software platform, namely Timeline.co, that he uses with clients. Upon searching it, sadly, seems a professional use product only.

But this got me wondering what, if any, pre-made spreadsheets/apps/software users here use?

[RetireJapan]

I just have two Google sheets: one monthly tracking net worth, and the other very basic future projections.

They are easy to update and help me think about things (which is the point of planning)

[Seasider4374]

Similar two excel sheets here, which suggests I'm doing something right if on the same page as RJ

[captainspoke]

I grab an old envelope or napkin, and do my numbers there.

[Seasider4374]

Been there with a CoCo Ichiban napkin before for sure! Prefer excel now. Though different drinks for different folks and all

[adamu]

I use the old YNAB4 patched to work on 64-bit MacOS and the corresponding Android app, synced via wifi, for tracking/expenses + budgeting.

I have a cobbled together spreadsheet for tracking net worth (that tells me 25% of my assets are in crypto ).