Help me feel ok with the tanking NISA

[eyeswideshut]

30% Japanese high-dividend ETF !

may I ask what ticker you are using? My Japan High Dividend fund 日経平均高配当利回り株ファンド has not performed well for me.

[sutebayashi]

Good morning all. What a difference a good sleep makes eh?

Not over yet, but I guess we saw the 2025 market bottom.

[Hanimal]

for my nisa i have a lot in emaxis slim S+P and also all country.

Expect a comment from Zeroshiki for not writing S&P properly!

[northSaver]

may I ask what ticker you are using? My Japan High Dividend fund 日経平均高配当利回り株ファンド has not performed well for me.

Sure. It's two thirds ETF 1489, and one third individual Japanese stocks (about 15 companies so far). Personally I would rather just buy the TOPIX, like we do in NISA and iDeCo every month, but my wife has become very interested in high-dividend stocks recently and I don't want to discourage her!

Good morning all. What a difference a good sleep makes eh?

Not over yet, but I guess we saw the 2025 market bottom.

Well, we knew it was coming at some point, either through Trump flip-flop or Fed action. We just didn't know when. And it's only been postponed, so the markets will remain volatile I think. And China still has the option to crash the system by dumping their huge US treasury holdings if they feel so inclined. So personally I'm not sure the 2025 bottom is in place yet

[ChapInTokyo]

My portfolio is down about 12% right now. Anybody buying at these levels (outside of regularly scheduled tsumitate investments) or are people waiting to see how it plays out? I have been selling some of my gold (to rebalance back to my asset allocation) and using the proceeds to buy global stock ETFs but I am more nervous than usual these days and not ready to commit to any big investments. This time does feel a little different to me and I am more nervous than usual.

I've only had my NISA portfolio since last July so it's not recorded a huge loss, but I'm currently down about 5.65% from money invested.

I was investing in 楽天・インデックス・バランス・ファンド（均等型）last year, but because of the high hedging costs on its BNDW side draggin down performance, decided to buy the all stock ｅＭＡＸＩＳ　Ｓｌｉｍ　全世界株式（３地域均等型）from January 2025...

With US consumer confidence index at a 12 year low, and market volatility likely to persist for some time, I am considering moving back into the 50:50 shares + bonds 楽天・インデックス・バランス・ファンド（均等型）again if/when BoJ starts increasing rates again, and the Fed starts decreasing theirs.

[RetireJapan]

Went 10% to cash in February, spent 1/10 of that on All-Country today in my/wife's NISA. Will slowly trickle it back in if things stay like this or drop.

Nicely timed. I sold some stocks and converted some USD to Yen around that time but wish I had done more. If only I could see the future!!

Well, if I had a crystal ball (or was in the Trump inner circle) I'd have gone 100% to cash and bought back yesterday

But feeling good despite the noise.

I am keeping the long term front of mind.

[sutebayashi]

With US consumer confidence index at a 12 year low, and market volatility likely to persist for some time,

Agree about the volatility persisting - would be nice to have less political action wouldn't it. Well, maybe I would enjoy it if retir d.

But the consumer confidence thing is a head scratcher for me.
US consumers have less confidence in 2025 than they did during covid days? And less than during the prior Trump term?

I suspect it's just a phase. Covid was the worst in my view. GFC days were bad too, but 12 years only takes us back to 2013.

[goodandbadjapan]

I wonder if this bumpy ride has just undone a lot of the work Japan had done in getting folks to invest in NISA etc. A TV show I watched was showing a lot of very spooked people.

[ChapInTokyo]

Certainly spooked me! I’m considering taking a small position in gold, since treasuries are tanking too, perhaps due to China selling treasuries and going into gold.

[adamu]

Great timely post from JLCollins.

Deja vu all over again