Benefits for family if you pass away

[IloveJapan]

Hi guys,

I’ve been reading the wiki page about survivors’ pension rights relating to the Japanese state pension.

I have paid in around 19 years into the basic pension and Kosei nenkin, but I’ve been in Japan around 30 years. I read that I need to have contributed to my pension for two thirds of my eligible period in order for my family to receive a survivors’ pension.

I came to Japan in my mid-20’s, not when I was 20. I think Japanese people have to contribute to the public pension from age 20.

So my question is, when they say I must have contributed for two thirds of my eligible period, do they mean the period from age 20 onwards, or the period from the time I came to Japan?

By the way, I don’t have permanent residency though I am likely to apply for it.

The wiki passage also mentions that there are special conditions that exist until 2026, under which your family will receive the pension if you have contributed to it for the past year…do your think these conditions will be extended?

Would be grateful if sb can shed light on the above…

[PatH]

Simple answer I received a few months when I visited the office in Machida was 25 years of contributions for your family to receive your pension if you pass away first.

You may recall that pension in general was 25 years minimum contribution required. That was reduced to 10 years minimum a few years ago. But they did not reduce the survivorship pension and it remains 25 years.

This you have a few years to go to qualify.
Pat

[Butterball]

I need to have contributed to my pension for two thirds of my eligible period

I'm pretty sure that part refers to two thirds of the time you've been actually been enrolled in the pension scheme. The disqualifying problem here would be being enrolled in the pension scheme, but missing over 1/3 of your payments due to low income exemptions or just delinquency.

I don't think it matters how long you weren't in the system, as long as you can eventually get the 300 months / 25 years of contributions.

[jane doe]

I need to have contributed to my pension for two thirds of my eligible period

I'm pretty sure that part refers to two thirds of the time you've been actually been enrolled in the pension scheme. The disqualifying problem here would be being enrolled in the pension scheme, but missing over 1/3 of your payments due to low income exemptions or just delinquency.

I don't think it matters how long you weren't in the system, as long as you can eventually get the 300 months / 25 years of contributions.

So that means karakikan doesn't count towards eligibility for survivors' pension? Can anyone confirm this? The reason I am wondering is that it would also impact Japanese who work overseas and are not contributing for a period.