RetireJapan

I cannot make adjustments to my TOPIX and Nikkei investments because I already made that mistake yesterday and invested for the entire year since I believe dollar cost averaging is irrelevant here (?). As for the ¥50,000/month “limit” on T.NISA, that is because I can only invest that much using my SMBC card (which accumulates points). If I can put aside ¥100,000/month for NISA, is this a good breakdown of funds?

Also, if I transfer from one fund to another (say I want to reduce my TOPIX/NIKKEI), is that considered selling and will that count against my NISA allowance?

styxomaniac wrote: ↑Wed Jan 24, 2024 12:41 pm I cannot make adjustments to my TOPIX and Nikkei investments because I already made that mistake yesterday and invested for the entire year since I believe dollar cost averaging is irrelevant here (?). As for the ¥50,000/month “limit” on T.NISA, that is because I can only invest that much using my SMBC card (which accumulates points). If I can put aside ¥100,000/month for NISA, is this a good breakdown of funds?

Also, if I transfer from one fund to another (say I want to reduce my TOPIX/NIKKEI), is that considered selling and will that count against my NISA allowance?

For, I think, the 3rd time in this thread, why don't you just keep it simple and invest in All-Country? Let someone else work out the country weightings for you.

styxomaniac wrote: ↑Wed Jan 24, 2024 12:41 pm I cannot make adjustments to my TOPIX and Nikkei investments because I already made that mistake yesterday and invested for the entire year since I believe dollar cost averaging is irrelevant here (?). As for the ¥50,000/month “limit” on T.NISA, that is because I can only invest that much using my SMBC card (which accumulates points). If I can put aside ¥100,000/month for NISA, is this a good breakdown of funds?

Also, if I transfer from one fund to another (say I want to reduce my TOPIX/NIKKEI), is that considered selling and will that count against my NISA allowance?

Don't worry about selling the Japanese index funds. Just readjust your buying strategy going forward. This is not a big deal. It's all a learning experience. As your profolio grows they will become statically less significant.

If you aren't happy with them in the future you can sell them in December, and get the allowance back in January and purchase something else.

For, I think, the 3rd time in this thread, why don't you just keep it simple and invest in All-Country? Let someone else work out the country weightings for you.

You are right. I need to keep it simple. I was just worried that buying big on Japan index would affect the country weightings... Thanks for the reminder!

This is not a big deal. It's all a learning experience. As your portfolio grows they will become statically less significant.

Yes, I'll keep what I have and invest the rest in All-Country until I get a better understand of things. Thanks for your input!

Hello Everyone,

finally i got all paperwork done and my SBi BISA account was approved yesterday by the autority of regulation
But to be honest i dunno what to do next.
I would like to put an automatic payment everymonth for the below funds

- eMAXIS Slim US stocks (S&P500) 40%
- eMAXIS Slim (All Country) 60%

But where can i do that? When i click on Nisa tab from SBI there is no where i can set up things?
Am i Missing something?

Thanks in advance!

UPDATE:
Managed to set it up.
Could not set up a credit card amount because name is different ( not in katakana)
Did by banking transfert will see if in February will work fine.

I hope this helps

Not sure if you made that, but that’s a great, easy to follow guide

JimNasium wrote: ↑Fri Jan 26, 2024 3:15 pm Not sure if you made that, but that’s a great, easy to follow guide

Yes, I made it. Thanks! I know how it feels to have so many questions, so I want to give back to this community that's been very helpful.

Thanks amazing clear and simple.

styxomaniac wrote: ↑Fri Jan 26, 2024 12:26 pm I hope this helps

I've been doing this in Japanese but often stumble.
What are you using to view it in English?