Advice for single mum re: iDeCo

TokyoBoglehead
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Re: Advice for single mum re: iDeCo

Post by TokyoBoglehead »

Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am
TokyoBoglehead wrote: Mon Jan 16, 2023 8:46 am Tnisa + 新しい nISA might be better.

Sounds like she may need access to the funds.

I hope she started with an emergency fund.
Yeah, I also told her this.
And she ignored the advice?
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Roger Van Zant
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Re: Advice for single mum re: iDeCo

Post by Roger Van Zant »

TokyoBoglehead wrote: Fri Jan 20, 2023 2:30 am
Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am
TokyoBoglehead wrote: Mon Jan 16, 2023 8:46 am Tnisa + 新しい nISA might be better.

Sounds like she may need access to the funds.

I hope she started with an emergency fund.
Yeah, I also told her this.
And she ignored the advice?
She's trying and struggling to do both.
Investments:
Company DB scheme ✓
iDeCo (Monex) eMaxis Slim All Country ✓
新NISA (SBI) eMaxis Slim All Country ✓
Japanese pension (kosei nenkin) ✓
UK pension (Class 2 payer) ✓
TokyoBoglehead
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Re: Advice for single mum re: iDeCo

Post by TokyoBoglehead »

Roger Van Zant wrote: Thu Jan 26, 2023 2:12 am
TokyoBoglehead wrote: Fri Jan 20, 2023 2:30 am
Roger Van Zant wrote: Tue Jan 17, 2023 2:09 am

Yeah, I also told her this.
And she ignored the advice?
She's trying and struggling to do both.
I personally think nISA and ideco can wait until she has a decent emergency fund.
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