Guest Post: What happens to iDeCo if you die?
iDeCo and other DC pension accounts are NOT treated like other assets when someone dies. Read about designating a beneficiary and making sure your assets are covered.
Japan’s Kokumin Nenkin Kikin
Reader Case Study: Not the best option for most, but a good option for some people A reader contacted me and asked me to explain kokumin nenkin kikin. They have been paying in for 22 years (spouse signed them up originally) and they were wondering what exactly the statement and projections meant. We wrote about […]
Reader Case Study: Kosei Nenkin
A brief overview and some advice A reader got in touch with me in March (!) and kindly offered to let me use their pension statement for a blog post. They also sent me some background information about themselves. So this will be a new kind of post on RetireJapan: share your situation and get […]
Kosei Nenkin — Applying for Your Private School Pension
Ever wondered about how difficult it might be to apply? Wonder no more. Contributor par excellence Mason Dixon returns with another treatise that will be of interest to many of our readers: the exact process to apply for your pension. With RetireJapan as the single best source in assisting foreigners in Japan to plan for […]
Nenkin Case Study
Getting close to retirement A short, practical post for you today. A reader has kindly shared their nenkin statement with me and given me permission to put it on the blog. This person is closer to retirement than I am, so this gives us a more developed snapshot than my annual pension updates. In section […]
iDeCo for Dependent Spouses
Is it actually worth doing? We actually wrote about this last year, but a friend of my wife’s asked me about it last week and I realised I didn’t have a good understanding of all the factors, so I figure I might as well get a blog post out of doing the research (and it […]
Nenkin Calculations
Show me the money We had a lot of follow-up questions to last week’s nenkin post. One of the most common ones was ‘how much nenkin am I going to get?’. It’s a tough question to answer, so we’ll try to give some more information here. Kokumin Nenkin Basic kokumin nenkin is extremely easy to […]
The Nenkin Thing
We need to talk I had an interesting email exchange this week with a reader about nenkin. We’ve also had some questions on the forum. And I often see this topic pop up on the r/japanlife board on Reddit. Perhaps it’s time we had a chat. If you are currently paying into the Japanese national […]
iDeCo for Dependent Spouses
Is it worth it? I had an interesting question from a reader last week. They drew my attention to the online iDeCo tax savings calculator, which seemed to show that dependent spouses could save significantly on income tax. In the linked online calculator, choose 専業主婦, then Yes, then input your numbers, then you can see […]