Search found 635 matches
- Tue May 28, 2024 7:45 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 57
- Views: 1826
Re: Children's Accounts - Deposits and Gift Tax
I am certainly not changing my approach radically. I simply will: 1. Get a signed contract between my mother-in-law and children. My mother-in-law takes this stuff pretty seriously, lol. 2. Inform my child upon taking over the account of the outside chance of complications, and arm them with a copy...
- Tue May 28, 2024 7:44 am
- Forum: Taxes
- Topic: Children's Accounts - Deposits and Gift Tax
- Replies: 57
- Views: 1826
Re: Children's Accounts - Deposits and Gift Tax
I am certainly not changing my approach radically. I simply will: 1. Get a signed contract between my mother-in-law and children. My mother-in-law takes this stuff pretty seriously, lol. 2. Inform my child upon taking over the account of the outside chance of complications, and arm them with a copy...
- Tue May 28, 2024 7:19 am
- Forum: Banking
- Topic: Yea or nay? Holding mutual funds at Sony Bank to qualify for Platinum Stage perks?
- Replies: 2
- Views: 93
Re: Yea or nay? Holding mutual funds at Sony Bank to qualify for Platinum Stage perks?
I wonder whether there’s a downside to buying say 10 million yen’s worth of a well diversified mutual fund such as SBI’s wrap of Vanguard Total World Stock ETF at Sony Bank instead of my regular broker (Monex)? Unfortunatey Sony Bank doesn’t sell eMAXIS Slim All Country so SBI’s VT wrap seems to be...
- Tue May 28, 2024 7:08 am
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 38
- Views: 999
Re: NISA - portfolio for the longest term
It's interesting though that even though they're making a song and dance about their 0 commission dollar yen conversions, the small print does say that there is actually a BID-ASK spread Yes, but when the spread is so narrow, it becomes almost meaningless to think about - more than the spread, the ...
- Sun May 26, 2024 1:10 am
- Forum: Stock market investing
- Topic: Ray Dalio Nikkei interview “ more inflation and higher gold prices”
- Replies: 8
- Views: 297
Re: Ray Dalio Nikkei interview “ more inflation and higher gold prices”
100% agree.
Global central banks are all targeting inflation of 2% or thereabouts each year. That’s an ongoing devaluation of those monies, whichever one you pick.
Global central banks are all targeting inflation of 2% or thereabouts each year. That’s an ongoing devaluation of those monies, whichever one you pick.
- Sun May 26, 2024 12:58 am
- Forum: Stock market investing
- Topic: NISA a bad idea for mortgage holders?
- Replies: 13
- Views: 389
Re: NISA a bad idea for mortgage holders?
It really depends on your circumstances - the article author is saying that it’s better for most people to not invest in risky assets, but not all. I don’t really agree with him when looking at it from a long term view. If your investment horizon is more than 10 years, then the historical record is ...
- Tue May 14, 2024 2:20 am
- Forum: Stock market investing
- Topic: Need advice: take profits?
- Replies: 18
- Views: 677
- Thu May 02, 2024 5:22 am
- Forum: iDeCo
- Topic: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?
- Replies: 23
- Views: 1229
Re: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?
I have some BNDX and not happy about the JGBs in there but it’s small enough in the bigger scheme of my portfolio that I overlook it. I also looked at myindex.jp and yes believe the data presented suggests one ought to have some gold. I think the top portfolios there (from my perspective) had like 2...
- Tue Apr 30, 2024 10:39 am
- Forum: General
- Topic: Yen falling like a stone
- Replies: 27
- Views: 1518
Re: Yen falling like a stone
Or just invest in low cost diversified index funds and ignore the noise. Much less stress, quite likely better results. As a speculator on the side myself, I 100% agree. Speculation is not something for everyone, and many do lose rather than win. Even smart financial analysts I have seen swore off ...
- Mon Apr 29, 2024 7:03 am
- Forum: General
- Topic: Yen falling like a stone
- Replies: 27
- Views: 1518