Search found 4588 matches

by RetireJapan
Wed Sep 18, 2024 2:26 am
Forum: Banking
Topic: Shinsei Bank to End English Support at Call Center
Replies: 2
Views: 138

Re: Shinsei Bank to End English Support at Call Center

Yes, but never used the English language support.

Very disappointing how the service has dropped over the last 15 years or so. It's almost like they want customers to leave :?
by RetireJapan
Thu Sep 12, 2024 7:19 am
Forum: Real Estate
Topic: Akiya Property all the rage - anyone buying one?
Replies: 18
Views: 1005

Re: Akiya Property all the rage - anyone buying one?

I wondered if this algorithm is just pushing it to us cause we are in Japan or is this a global phenomenon. I think it is really attractive at the moment because real estate prices in many countries are now at the point where normal people just can't afford to buy a home. So to see a 'free' house i...
by RetireJapan
Thu Sep 12, 2024 12:06 am
Forum: Stock market investing
Topic: Yen keeps going from strength to strength!
Replies: 13
Views: 777

Re: Yen keeps going from strength to strength!

Me, I'm a fan of Monex Vision. At first, I was a bit dubious about it's suggestion of adding more Japanese equity, or REITS or Emerging Market equity to reduce volatility, or to increase potential gains, but you know what they say about diversification being the only free lunch around? Adding extra...
by RetireJapan
Wed Sep 11, 2024 11:42 pm
Forum: Real Estate
Topic: Akiya Property all the rage - anyone buying one?
Replies: 18
Views: 1005

Re: Akiya Property all the rage - anyone buying one?

The success stories are mostly from A. YouTubers who monetized the entire journey B. Those with carpentry skills who could add a lot of value, and revitalize a tarnished gem and little labour cost. C. Those that already knew and loved the community the old house was in. I think B and C are pretty e...
by RetireJapan
Wed Sep 11, 2024 12:55 pm
Forum: Real Estate
Topic: Akiya Property all the rage - anyone buying one?
Replies: 18
Views: 1005

Re: Akiya Property all the rage - anyone buying one?

Almost bought one thirty minutes from our home (huge land, old house, 1m yen, lovely area), but when we called up to ask about it someone had bought it that morning ;)
by RetireJapan
Wed Sep 11, 2024 4:53 am
Forum: Inheritance/Estates
Topic: Writing a will
Replies: 18
Views: 5756

Re: Writing a will

AreTheyTheLemmings? wrote: Wed Sep 11, 2024 1:30 am
RetireJapan wrote: Tue Sep 10, 2024 4:45 amI got a notary to make my Japanese will.
If you don't mind me asking, how much did you pay for that?
https://www.retirejapan.com/blog/making ... -in-japan/
by RetireJapan
Tue Sep 10, 2024 5:41 am
Forum: Case Studies/Asking for Advice
Topic: Calculation of retirement from private + public with deferment
Replies: 17
Views: 780

Re: Calculation of retirement from private + public with deferment

trajan wrote: Tue Sep 10, 2024 5:09 am Is there a way to figure out how to calculate the retirement bonus or is it institution dependent?
Your employer will have documentation. You should be able to get it from HR (人事課).

I wrote about mine here: https://www.retirejapan.com/blog/retiring-in-japan/
by RetireJapan
Tue Sep 10, 2024 4:55 am
Forum: Case Studies/Asking for Advice
Topic: Calculation of retirement from private + public with deferment
Replies: 17
Views: 780

Re: Calculation of retirement from private + public with deferment

Assuming no changes in circumstances (same employer, payments, etc), is that ~2 million yen what I should expect? It seems extremely low. I would understand 4 but 2 is just above the poverty level (~1.3 right?). I feel I am not understanding something here. Japanese nenkin is not designed to provid...
by RetireJapan
Tue Sep 10, 2024 4:45 am
Forum: Inheritance/Estates
Topic: Writing a will
Replies: 18
Views: 5756

Re: Writing a will

I'm in the process of starting down this road. Having read the RetireWiki entry on wills, my plan is to put together a "Holograph Will". Anyone been/going through the process? Any tips or things I need to watch out for? How did you align with a will in another country (UK in my case)? Tha...
by RetireJapan
Mon Sep 09, 2024 1:04 pm
Forum: Pension
Topic: UK Pension summary - National Insurance Credits?
Replies: 23
Views: 1690

Re: UK Pension summary - National Insurance Credits?

Wales4rugbyWC23 wrote: Mon Sep 09, 2024 12:08 pm I am not sure if Japanese CGT is the same.
It isn't sadly. Bit of a shock for a lot of people. You inherit the capital gains tax liability on the original purchase price, although I think you are allowed to deduct some of the inheritance tax paid from it if you sell within a couple of years.